From First Conversation to Lifelong
Partnership, Here’s How We Work Together
Who We Work Best With
Finances, goals, and futures look different for everyone.
Our expertise is best designed for people who:
Are building a career in their 30s or 40s, and need help as their finances grow in complexity
Are over 50 and starting to prepare for retirement, or have recently retired
Value collaboration, but want to delegate day-to-day financial management to a professional
Our 3-Step Process
Here’s what you can expect when working with us:
1.
Discovery Meeting
Schedule an Introductory Meeting with David. You run the show here—ask questions, tell us about yourself, and learn more about what we can do for you.
2.
Planning Phase
We’ll determine the most effective path forward, whether we’re focusing on a comprehensive plan or specific point of concern.
3.
Implementation & Monitoring
Across several meetings, we’ll work on presenting, refining, and, when you’re ready, putting the plan into action.
Book Your Introductory Call
Common Questions
How do I know if we’re the right fit for each other?
We work with those who are interested in collaborating with an experienced financial professional who can handle the day-to-day monitoring and management of their accounts.
We’ve found we’re able to provide the most value to clients who are:
- Career-driven people in their 30s and 40s who need help optimizing their complex compensation structure and growing finances.
- Individuals and couples in their 50s who are considering retirement and want to make sure they’re heading in the right direction with the right financial partner.
- Those who have already retired but need more specialized, hands-on service to stay confident and financially independent in retirement.
Do you serve clients in any state?
Yes! While our office is located in Dallas, Texas, we serve clients located throughout the United States. We will meet virtually via Zoom, and we are always available via phone and email for questions outside of our meetings.
What does the process look like once you’ve initiated my financial plan?
Once we’ve mutually decided that we’re the right fit to partner with you, we’ll solidify the key next steps and begin implementing your personalized financial plan.
As a client of Caviness Wealth, we’ll have ongoing quarterly check-in meetings to confirm your goals, address any changes, and keep you on track. We’ll also have micro-meetings whenever you need them to answer any questions that arise as your financial details or priorities evolve.
How do you get paid?
Our firm generally works on a fee-basis, which is either:
- Flat-fee financial planning, or
- Percentage-based fee model, calculated based on the assets managed for you (financial planning is included)
We are proud to offer a transparent and competitive fee structure. We will discuss your personalized fees with you up-front, which will be based on your unique scope of work, so that you understand what to expect prior to engaging with us.
Where do you hold my investments?
LPL Financial (Nasdaq: LPLA) was founded on the principle that the firm should work for the advisor, and not the other way around. Today, LPL is a leader in the markets we serve,*supporting nearly 29,000 financial advisors, and approximately 1,100 institution-based investment programs and 570 independent RIA firms nationwide. We are steadfast in our commitment to the advisor-centered model and the belief that Americans deserve access to personalized guidance from a financial advisor. At LPL, independence means that advisors have the freedom they deserve to choose the business model, services, and technology resources that allow them to run their perfect practice. And they have the freedom to manage their client relationships, because they know their clients best. Simply put, we take care of our advisors, so they can take care of their clients.
*No. 1 Independent Broker-Dealer in the U.S (Based on total revenues, Financial Planning magazine 1996-2025); No. 1 provider of third-party brokerage services to banks and credit unions (2020-2021 Kehrer Bielan Research & Consulting Annual TPM Report); Fortune 500 Company as of June 2021. LPL and its affiliated companies provide financial services only from the United States.