Saving money to meet your goals isn’t always enough to get to where you want to be—you need a savings strategy to make sure your savings are optimizing your progress toward your goals and working for you, not against you. An optimal savings strategy is one that best suits your unique financial profile. As with most questions…
Familiar with do-it-yourself investing? Many people think they know best when it comes to managing their own investments. And in some cases, they do, especially when they’re financially literate and market savvy. However, that doesn’t mean one should set sail on the financial seas alone. Yes, investing is simple, but it’s not easy. Hiring an…
Although many people feel that New Year’s celebrations are a bit of a letdown after the magic of Christmas, I personally love the New Year holiday. New Year’s Eve and New Year’s Day symbolize a new chapter in our lives and provide us with a landmark by which to measure our progress with our goals.…
Money can be an emotionally charged topic that’s often best avoided at large group gatherings. But every family has that one relative who can’t help themselves from doling out their ‘expert’ opinions on money every time the family sits down at the dinner table. Unfortunately in many households, that relative has a captive audience, even…
Thanksgiving and Black Friday are behind you. Your favorite coffee shops and downtown streets are decked in red ribbons and white lights, and the airwaves are filled with classic holiday tunes. There’s a chill in the air. As we approach the Christmas and New Year holidays, it’s a time to reflect on the year past…
The Christmas season is supposed to be about joy, family, and a time to reflect on our blessings. So why do the holidays cause so many of us to feel frazzled and stressed, especially when it comes to finances? What with gifts, lavish holiday meals, decorations, and travel expenses, it’s easy to see how holiday…
Picture yourself waking up, pouring a leisurely cup of coffee, and heading out to your back deck to sit in the morning sunshine. Maybe you’ll spend the day finishing a good book, or perhaps you and your spouse will hit the golf course for a bit of exercise. At dinner time, you might cook a…
The concept of early retirement is becoming a more attractive option for many people who would like to spend less of their time working and more of their time living. With that said, some individuals and families find that even though they’d technically like to retire early, they’re not quite ready to give up working…
What with business disruptions from the Covid-19 pandemic, high rates of extreme employee burnout, and the increasing popularity of the FIRE community (which stands for Financial Independence, Retire Early), the concept of early retirement is a hot topic in 2021. Although many people in 2020 and 2021 were forced to retire early against their wishes, others are sitting in their office…
For the past month, we’ve been writing and posting about different aspects of employee benefits packages and how your choices regarding your benefits play an important role in your overall financial circumstances. One of the reasons we’ve been writing about employee benefits this month is that the open enrollment period is quickly approaching for most…