Every year, most companies that offer employee benefits such as retirement savings plans and health insurance have an open enrollment period. This period typically lasts between two to four weeks near the end of the year and allows individuals to make changes to their benefits elections, add or drop dependents, and learn more about the benefits…
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You’ve spent decades carefully funneling money into your 401(k), 403(b), IRA, or some combination of retirement accounts. And you’ve likely enjoyed watching your investments grow at an increasingly exponential rate as compound interest works its magic. Now you’re getting ready to retire, so it’s time to start thinking about how you’ll access the money you’ve…
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It’s no secret that Americans are behind on retirement savings – or at the very least, they feel like they are. According to one survey, 56% of Americans are concerned about their ability to save enough to fund a secure retirement. So if you’re feeling worried about the size of your nest egg, you can…
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If you’re behind on your retirement savings, you are far from alone. As of 2019, nearly two-thirds of Americans in their 40s had less than $100,000 saved for retirement. Likewise, more than half of Americans in their 50s still had less than $100,000 in retirement accounts. Maybe you’re a lifelong procrastinator. Or maybe you’ve been planning to buckle…
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Working with a trusted financial professional is one of the most important partnerships you can make. But did you know anyone can call themselves a financial planner, even if they don’t have any financial education or certifications? This is why it’s so important to carefully vet the financial professionals you’re thinking of working with. One…
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The Fourth of July is one of my favorite days of the year. The kids are home for the summer, we get to barbecue, and we always look forward to a night full of fireworks and fun. But the Fourth of July also reminds me how grateful I am to live in the U.S.A. This…
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As a CERTIFIED FINANCIAL PLANNER®, my greatest motivation is to help my clients reach their goals. When starting a new relationship, we make it clear that financial planning and wealth management strategies are not just about achieving numerical goals, but about how those numerical goals will help you realize your lifestyle and life’s worth goals.…
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Do you know you could benefit from financial advice, but not sure how to find the right financial advisor? If so, you’re not alone. There are many types of financial advisors out there – some who specialize solely in investment management, others who sell proprietary products like annuities and life insurance, and still others who…
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Having been in the financial services industry for my entire working life, I often get asked why I became a financial advisor. The truth is, financial advising isn’t for everyone. It can be stressful keeping a constant eye on volatile financial markets and the complex interplay between international economies, especially when those things start to…
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Saving for retirement can feel like you’re running a marathon without knowing where the finish line is. You don’t know exactly how much farther you have to go, but you’re doing everything you can to get there while conserving the energy to enjoy the journey. In other words, you might not know exactly how much…
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