The possibility of unforeseen financial risks keeps many of us up at night. If you’ve ever been dealt a financial curveball—or you simply live in fear of one—you may be looking for some guidance on how to best prepare for the future or get yourself back on track. The truth is, curveballs will always be…
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Are you building a retirement nest egg that will last? For some people, that means they’re saving enough to pass wealth to future generations. For others, their nest egg is meant to provide just enough for what they need without having to work another day. But ultimately, most people save for retirement with the hopes…
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We live in uncertain times. The pandemic has fueled challenges in all aspects of life, including family dynamics, health, finances, and societal stability. With the wide range of concerns you may be confronted with, it’s tempting to get swept up in the frenzy, scrambling to control all of the variables, only to realize that there…
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According to Business Insider, there were 14.9 million self-employed Americans in 2021, up from 12.7 million in 2020. If you’re among the growing number of individuals who are self-employed or own a small business, you may already know that you have several options when choosing your retirement plan. Two of the most common are the SEP-IRA…
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If you tend to put off doing your taxes, you’re not the only one. In fact, as many as 33% of Americans wait until the last minute to file their taxes. But just because it’s a common habit doesn’t mean it’s a good one to have. Doing your taxes well before the deadline can allow you to…
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Saving money to meet your goals isn’t always enough to get to where you want to be—you need a savings strategy to make sure your savings are optimizing your progress toward your goals and working for you, not against you. An optimal savings strategy is one that best suits your unique financial profile. As with most questions…
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Familiar with do-it-yourself investing? Many people think they know best when it comes to managing their own investments. And in some cases, they do, especially when they’re financially literate and market savvy. However, that doesn’t mean one should set sail on the financial seas alone. Yes, investing is simple, but it’s not easy. Hiring an…
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Although many people feel that New Year’s celebrations are a bit of a letdown after the magic of Christmas, I personally love the New Year holiday. New Year’s Eve and New Year’s Day symbolize a new chapter in our lives and provide us with a landmark by which to measure our progress with our goals.…
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Money can be an emotionally charged topic that’s often best avoided at large group gatherings. But every family has that one relative who can’t help themselves from doling out their ‘expert’ opinions on money every time the family sits down at the dinner table. Unfortunately in many households, that relative has a captive audience, even…
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Thanksgiving and Black Friday are behind you. Your favorite coffee shops and downtown streets are decked in red ribbons and white lights, and the airwaves are filled with classic holiday tunes. There’s a chill in the air. As we approach the Christmas and New Year holidays, it’s a time to reflect on the year past…
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