If you tend to put off doing your taxes, you’re not the only one. In fact, as many as 33% of Americans wait until the last minute to file their taxes. But just because it’s a common habit doesn’t mean it’s a good one to have. Doing your taxes well before the deadline can allow you to…
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Saving money to meet your goals isn’t always enough to get to where you want to be—you need a savings strategy to make sure your savings are optimizing your progress toward your goals and working for you, not against you. An optimal savings strategy is one that best suits your unique financial profile. As with most questions…
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Familiar with do-it-yourself investing? Many people think they know best when it comes to managing their own investments. And in some cases, they do, especially when they’re financially literate and market savvy. However, that doesn’t mean one should set sail on the financial seas alone. Yes, investing is simple, but it’s not easy. Hiring an…
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Although many people feel that New Year’s celebrations are a bit of a letdown after the magic of Christmas, I personally love the New Year holiday. New Year’s Eve and New Year’s Day symbolize a new chapter in our lives and provide us with a landmark by which to measure our progress with our goals.…
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Money can be an emotionally charged topic that’s often best avoided at large group gatherings. But every family has that one relative who can’t help themselves from doling out their ‘expert’ opinions on money every time the family sits down at the dinner table. Unfortunately in many households, that relative has a captive audience, even…
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Thanksgiving and Black Friday are behind you. Your favorite coffee shops and downtown streets are decked in red ribbons and white lights, and the airwaves are filled with classic holiday tunes. There’s a chill in the air. As we approach the Christmas and New Year holidays, it’s a time to reflect on the year past…
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The Christmas season is supposed to be about joy, family, and a time to reflect on our blessings. So why do the holidays cause so many of us to feel frazzled and stressed, especially when it comes to finances? What with gifts, lavish holiday meals, decorations, and travel expenses, it’s easy to see how holiday…
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Voluntary early retirement is a coveted ambition many people dream of. The chance to spend your days exactly how you want instead of slogging away at a desk until you’re 65 (or older) seems too good to be true. Plenty of families plan to achieve early retirement – and do so successfully – every day. …
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In theory, early retirement sounds like an absolute dream. Save enough money, quit your job in your 50’s or even your early 60’s, and everything should be golden, right? Unfortunately, there are a few disadvantages of early retirement that can be detrimental to your early retirement ambitions if not adequately planned for. Today we’re covering…
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Picture yourself waking up, pouring a leisurely cup of coffee, and heading out to your back deck to sit in the morning sunshine. Maybe you’ll spend the day finishing a good book, or perhaps you and your spouse will hit the golf course for a bit of exercise. At dinner time, you might cook a…
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